How You Can Achieve The Body Of Your Dreams

There are a variety of reasons why you may want to lose weight. From improving your appearance to improving your health, weight loss provides a host of benefits. However, many people struggle with the process. Modifying your eating habits can range from switching to decaffeinated coffee in the morning to completely altering your diet. In addition, most weight loss programs require some form of physical activity. The following article gives you helpful advice on how to create a successful weight loss plan that is tailored to your individual needs.

To help you reach your weight loss goals when starting out, you should make your goals reasonable. One to two pounds a week is what most people should aim to hit. A person should not try to aim for more than that because you want to be sure to take a healthy and safe route. Also aiming for a correct number will help you to succeed, not fail.

Drink fewer caffeinated beverages. It has been proven that caffeine reduces your chances of burning fat.

Do you think you are eating healthy but the weight is still not coming off? Sugar may be the problem! Look for hidden sugar in your diet. Items that you would never think of as "sweet" foods, like spaghetti sauce and canned soups, often have loads of hidden sugar in them. Be sure to check the labels before you buy!

Do not take a "magic pill" to help you lose weight. Falling victim to these weight loss scams will do nothing but discourage you. If you read the fine print on these pills, it will tell you to eat healthy and exercise, and this alone will help you lose weight without taking these potentially harmful drugs.

A great way to help you lose weight is to use the more rigorous cardio equipment at your gym. There is a lot of different equipment but they're not all equal in terms of how many calories they burn. Machines like the stair master and elliptical burn a lot of calories.

Eat lean meat prepared in a healthy manner if you are trying to lose weight. In lieu of calorie rich meat sauces, try salsa or chutney. This helps keep your meat flavorful and moist. You can find chutneys in several different sweet, fruity flavors; they add a whole different flavor to your meats.

When you are looking for things to flavor your foods, consider salsa, hot sauce, mustard, and salt-free seasonings. This will cut down on the amount of butter, cheese, gravies, and cream-laden sauces you put into you body. They will also perk up your senses and keep your food interesting.

Keep your stress level in check to keep extra pounds at bay. Stress causes your body to keep fat and calories as defense. Although you are website aware your stress is just temporary, your body may think you are trying to fight off some terrible thing. Manage your stress, and losing weight should become easier.

Make realistic goals when trying to lose weight. As with most things in life, having an unrealistic goal makes you unable to reach it usually. For example, you may need to lose 25 pounds, but giving yourself the deadline of losing it in one month, you are setting yourself up for failure. Instead, set an attainable goal for each week. Keep the big picture in mind, but don't focus on it. Focus on weekly weight loss instead of the big picture.

Here's a famous celebrity tip: if you start getting snack cravings, brush your teeth. The mint flavor of toothpaste reminds your brain (and your stomach!) that it is not time to eat yet, which will cut back impulse snacking. Plus, there are extra benefits: you will have minty-fresh breath and will be less likely to get cavities.

It is important to heed your cravings when trying to shed pounds. When you have a taste for something sweet, do not deny yourself altogether, but simply reach for a piece of fruit instead of a cookie. By paying attention to your body's cues and making healthy substitutions, you will prevent yourself from feeling deprived and will avoid calorie-packed binges.

It has been found that people who eat eggs in the morning, remain less hungry than those who eat meals with lots of carbs. If you are trying to lose weight, it is important that you feel full for as long as possible. When you eat items that do not keep you full, you will end up eating more to avoid feeling hungry.

Going to the grocery store can be a challenge when trying to lose weight. You will be tempted at every turn and may buy some foods that aren't helpful for weight loss. Make a list before going and set a shopping time limit. If you only have 20 minutes to shop, you won't waste time looking at foods that are not on the list.

Just because there is food on your plate does not mean that you should keep eating. As soon as you feel your body is full you need to get up from the table. If you are in a restaurant then you should ask to have your food wrapped so you can take it home.

When it is time for breakfast, you should try to eat oatmeal on a daily basis. This is a good idea because oatmeal helps you to stay full for a good amount of time. This increases the likelihood of you eating less when it is time for lunch.

If you overeat, you are likely consuming more food than you need to eat because you eat too quickly or because you just enjoy the comfort it brings. There are other factors too - it's complex. whatever the reason, overeating can make you feel bloated, tired, and guilty. To avoid overeating, you should eat until you do not feel hungry, and to recognize when this is, you must slow down.

When you are on vacation, make sure to stay true to your diet. Avoid expensive convenience foods by preparing and bringing along your own healthy meals and snacks. Walk as often as you can to help you burn more calories and also save money on transportation. It's probably easier to say "It doesn't matter. I am on a break! ", but you will be very happy if you just stay with your diet when you are on vacation.

Losing weight often requires some major life changes. However, the information in this article provides you with many creative ways to successfully incorporate these changes into your everyday routine. From changing your diet to developing a workout plan, these tips and hints help to ensure that you meet your personal weight loss goals.

 

David lost 40 pounds with Riverside Spine & Physical Medicine’s medical weight loss program

 

Year over year, David found he was putting on too much weight, and it was wearing him down.

“I was getting too heavy for my body frame,” David said. “I was tired and had no energy, so I decided it was time to make a change.”

He found out about the HCG medical weight loss program at Riverside Spine & Physical Medicine because his wife was going there for rehab.

“They started with a medical evaluation, then they did genetic testing to figure out what is the recommended diet for my body, along with the injections,” he said.

David signed up and said he lost over 40 pounds in 60 days!

 

https://docs.google.com/presentation/d/1ISH7xSya27GHS_Wm8q0MAbTZw1fAFp3UWDPaODFEus4/edit?usp=sharing

 

Fantastic Ideas That Can Enhance Your Weight Loss

It can be so easy to get lost in a world of doubt, trying to lose the weight. Don't doubt yourself, just check up on what you know about weight loss. This article is chock full of great tips, suggestions and ideas that should all help teach you something you didn't already know or reinforce something you did.

An important part of any weight loss journey is learning to control your own food. This means learning to cook from scratch, so that you know exactly what's going into the foods you eat. Also, cooking from scratch will let you replace high-calorie ingredients such as cream, with lower-calorie ones such as skim milk.

A good way to lose weight is to reduce the amount of time you rest between sets when you are lifting weights. By reducing the amount of time you rest between sets, you burn more calories and in a way, you're combining cardio and weights into one workout session.

You can supplement your weight loss plan by adding extra steps into your day. When you go to the grocery store or to work, park further away from the building than you usually do. By doing this small thing, over time those steps add up to extra calories burned and extra pounds shed.

In order to help yourself stay focused on your weight loss goals, try setting weekly and monthly short-term goals as well as your final long term goal. This will keep you from getting frustrated and instead help you focus on the progress that you have been making all along.

Start your dinner with a salad or broth based soup. This will help fill you up and reduce the chance that you overeat. Do not overload the salad with dressing, cheese or meat. Try to choose a lower sodium soup as well. If you do this consistently you will be more successful with your weight loss.

A great way to help you lose weight is to subscribe to a fitness magazine. Fitness magazines are filled with information regarding diets, workout programs, and general fitness advice. Magazines like these can be a great investment if you have the money.

If you love your bacon breakfast, try to eat crispy bacon instead of sausages at breakfast. It is, arguably, the more delicious of the two anyway. Eating a couple of crisp slices of bacon rather than greasy sausages is the better choice when you are trying to lose weight. Making the switch will save you about 90 calories.

Try not to do your grocery shopping when you are hungry. You might have heard this one before, and it is absolutely true. Always go to the grocery store on a full stomach. Hunger can drive you to stray from your grocery list and buy things you do not need. Unhealthy foods will then be significantly harder for you to resist.

Eating breakfast is one of the most important parts of losing weight. When you eat breakfast, you have a much better chance at losing and maintaining any weight loss. Starting your day off right sets up a positive attitude and helps you make helpful choices for the rest of the day.

Some people find that once they lower their carbohydrate intake, they start to lose weight. Carbs really do nothing good for your body, are filled with a lot of processed ingredients, and can be addicting. The more carbs you eat, the more carbs your body needs, and the more weight you put on.

If you have a goal to lose 15 pounds in two weeks and you won't miss eating pasta, then follow these tips and you should be on your way to shedding the weight. The first thing to do is cut the carbohydrates out of your life and steer clear sugars and starches. Next, eat a lot of foods high in fiber like beans, eggs, nuts and lean meats. Include working out or begin some form of intense exercise, for at least 20 minutes a day.

If you cheat on a diet, do not just give up and go back to eating all of the unhealthy things you were eating more info before. Everyone makes mistakes, so you should not be too hard on yourself. You just have to get the motivation to start all over again.

If you are going to be dining at a restaurant that serves large portions,ask the server to put half of your meal into a take home box before the food is brought to you. If you are not tempted to eat more than what you have available, you won't. This can help you practice your portion control.

Don't forget to add healthy foods to your diet. Many people believe weight loss is mostly removing unhealthy foods from your diet, but putting fruits, vegetables, and grains in your diet will improve your weight loss. Try foods you may have avoided since you were a little kid like broccoli and asparagus.

Make use of a smaller plate when serving yourself food. People are used to a meal that fills up their plate. By reducing the plate, you can reduce your portion sizes. By decreasing the size of your plate, your brain can be tricked into thinking it is actually eating more while you're actually eating less.

Instead of trying to chose a number for a weight loss goal, try using a different type of measurement. Have a pair of pants that you love but don't fit? Make your goal to fit into those pants. This will take your attention away from the scale, which is not always an accurate measurement of weight loss.

In order to lose weight it is very important to cut down on carbonated beverages. Drinking soda on a regular basis can add up to a lot of calories in the long run. Removing soda from your diet can help you trim down that belly easier. Use water as a substitute for these drinks instead.

It is possible to keep your diet in check when you travel and stay in a hotel. While you are at the hotel, skip the minibar. Also, if the hotel offers a Continental breakfast, stick to the healthier options such as, cereal, proteins such as eggs, and fruits. If your room has a refrigerator or microwave, it might be best to bring food from home whose nutritional content you are familiar with.

As you can see from the above list of tips, weight loss can be very useful in changing your life and living healthier and happier. After following these tips, you will no longer be new to weight loss and you can start losing the weight in a safer and healthier manner.

 

Diet Doc Announces Great hCG Diet Alternative

 

In an effort to bring the power of an hCG diet alternative to patients nationwide, Diet Doc Has created a revised hCG diet plan featuring low dose naltrexone, a great hCG replacement for weight loss.

 

ATLANTA, March 2, 2016 (GLOBE NEWSWIRE) -- While the HCG diet has a proven record of providing successful weight loss, some find the drastically reduced calorie intake to be troublesome. However, because it provides such astounding weight loss, the hCG diet is still utilized for off label weight loss use. Doctors are able to prescribe hCG, or human gonadotropin, for off label uses such as weight loss. The powerful hormone stimulates the body's ability to burn fat, and this combined with a low calorie diet plan can produce drastic results for all body types.

In an effort to bring the power of an hCG diet alternative to patients nationwide, Diet Doc Has created a revised hCG diet plan featuring low dose naltrexone, a great hCG replacement for weight loss.

Low dose naltrexone helps users lose weight by reducing appetite, and helping to reduce the hormones in the body responsible for emotional eating and snacking.

Diet Doc's new medical weight loss plans use Low Dose Naltrexone to produce great results, similar to the hCG diet. Aside from easier weight loss, LDN has been found to provide the following benefits to users:

Increases natural endorphins, dopamine;

Improved effects on mood, well-being;

Decreases inflammation;

Increases sex drive;

Safe to use long term;

First improvement is in mood / sense of wellbeing;

Clinical strength LDN is extremely safe when used for weight loss, with nearly zero side-effects being reported. Dieters can use Diet Doc's LDN as a long-term appetite suppressant without fear of discontinuing use abruptly, as LDC's safety is very well established. In addition, Diet Doc's LDC can be used in conjunction with other Diet Doc clinical weight loss aids like Oxytocin, MetWell, Sermorelin, Lipotropics like vitamin B-12 injections, and nearly any other, allowing users to experience much easier weight loss than with dieting alone.

The Diet Doc Weight loss system is simple. Interested dieters simply schedule a free consultation with a licensed Diet Doc physician, conducted conveniently and privately from the patient's own home via Skype or telephone conference. During this consultation a licensed doctor will evaluate the patient, using complex questionnaires and medical insight to expose underlying causes for weight gain.

Each new patient receives a free initial clinical evaluation, as well as unlimited doctor consultations for as long as they remain on the Diet Doc medical weight loss system.

Similar to the hCG diet plan, after the patient's initial consultation, Diet Doc begins working with their licensed nutritionists to develop an individualized diet plan based on each individual's personal factors including age, weight, long term goals, and current health. Each diet plan is a little different because it is designed around the dieter's individual factors.

To complement the medical weight loss plan, Diet Doc patients have access to the company's complete line of prescription weight loss aids, helping boost results to nearly 20 pounds per month. All prescription diet aids are produced in an FDA approved compounding pharmacy located in the United States, and all prescription medication is delivered directly to each client's door, saving the patient time, money, and unnecessary effort.

 

https://docs.google.com/presentation/d/1ISH7xSya27GHS_Wm8q0MAbTZw1fAFp3UWDPaODFEus4/edit?usp=sharing

 

The Best Weight Loss Guide In The Internet

Losing weight can often feel like an impossible task, but with the right information in hand, you are better prepared for the battle. This article will offer you some good, solid advice that you can use in your weight-loss journey to help you get your weight under control once and for all.

If you wish to lose weight you ought to keep a daily food journal. By keeping track of all foods and beverages consumed throughout the day, and under what circumstances they are selected, it becomes easier to remain accountable for your dietary patterns. Knowledge of what kinds of situations trigger your overeating can help you adjust your behavior and adopt healthier habits.

If you want to lose weight, divide your three meals per day into six smaller ones. That way, you will not feel so hungry and can maintain portion control. You will also consume less calories every day which will only help you achieve your fitness goals.

Eating soup can help you lose weight, especially if you place it in the refrigerator to cool before eating. Most of the fat from the soup will move to the top of the bowl, allowing you to scoop it out, throw it away and save yourself some calories before you enjoy your meal.

If you have lapses in discipline, never beat yourself up over it. You aren't trying to be perfect here. If you slip up and then have a food you shouldn't be having, you may need to add more workout time to your next session. If you're short on time and can't exercise, do not beat yourself up mentally about it. Dwelling on negativity takes your mind off your goal. Keep going!

Yogurt is a great aid in weight loss. Try to opt for plain or yogurts low in fat. Use plain yogurt with cucumbers, salt and pepper for a salad. Buy plain Greek yogurt and add your own fresh fruit for a healthier alternative. Yogurt not only tastes great but is high in calcium.

An easy way to restrict your calorie intake is to simply eat more slowly. Stop, chew, and savor your food. Do not finish a meal within five minutes of sitting down with it. If you eat too fast, your brain won't be able to send the "full" signal to your stomach in time. You will end up overeating and most likely gaining weight if you eat too fast.

When you dine out with friends, have a skinny cappuccino instead of dessert. That way you will not feel like you are just sitting there watching while they indulge. Plus, you will know you are saving a whole lot of calories sipping on your sweet, warm, low-calorie beverage instead of choosing that high-fat, calorie-laden piece of cheesecake.

Do your weight training exercises in order. This will help build more muscle. Use your smaller stabilizer muscles first by doing dumbbells and then the barbells. The small muscles will get tired before your larger muscle groups. After you do these exercises, move onto the machines, these require less help from the smaller muscle groups as your body starts getting tired.

Yoga and Pilates are actually great exercise choices if you're trying to lose weight. These types of exercises focus on breathing, and the more oxygen you take into your body, the easier fat is metabolized by your system. You don't always have to break a sweat with Richard Simmons to shed those pounds.

Whole-grains are complex carbohydrates which take longer for your body to break down, which means that when you eat them you stay fuller longer, and the gradual release of energy from these foods means that you avoid cravings. Refined grains are simple carbohydrates, as they are quickly broken down into glucose by the body - avoid these. Most popular forms of grains, such as pastas and cereals, can be gotten in a whole-grain variety.

When you're on a diet, you don't have to stand in front of a mirror and convince yourself of your self-worth, but you do have to learn to love yourself and who you are becoming. The fact here is that you have to love yourself and actually want to get fit and healthy. If you can't do that, your diet is going to fail.

Variety is a key element for weight loss, whether it is related to your eating plan or exercise routine. Mixing it up keeps you from getting bored and off track. Try new recipes for your nutritional needs and attempt new exercise programs for your cardiovascular or weight training portion. This will boost your success.

For an easy way to lose weight consider eliminating sugary drinks like soda and juices from your diet. Drink water instead. This is a great way to reduce your calorie intake and improve your overall health. Don't be surprised when your dentist notices the change during your next cleaning.

If you're trying to lose weight, avoid "exclusion" diets, which eliminate a food group (often carbohydrates, fats, or dairy). These diets are very unhealthy, because the body does need nutrients found in every food group. Instead, focus on moderation diets, which reduce but not eliminate other food groups and focus on a healthy balance.

A common reason people are not successful in their weight loss efforts is because they are not keeping a strong mental state of mind. If your brain convinces your body that you are not going to be successful, your body reacts and is lazy in nature. Instead replace the can't do type of attitude with a can do type attitude and you will be amazed at the results.

A support group can be essential to helping you lose weight. If you have one or two close friends who are also trying click here to shed pounds than you can get together once a week to share a healthy meal and talk about your success and failure. This support will help you greatly.

Your age is a determining factor in the type of weight loss program you decide to embark on. Everyone has a metabolism, but as you age and depending on your gender, you will see that as you age, you will have to work harder to boost your metabolism because it naturally will slow down. So, take initiative and start working towards your weight loss goals today, so that you will be in better shape as you age.

Now that you have a substantial amount of information and some valuable tips to apply to your life, you are sure to get the weight-loss results for which you are hoping to gain. Keep each tip in mind as you make your fitness and diet decisions throughout each and every day.

 

Best HCG Drops Reviews: Weight Loss Can Be Fun, Nutritious and Safe!

 

If you are looking forward to losing some weight, you will be grateful for the best HCG drops reviews. Gaining weight is quite easy. However, losing it is a different story altogether. Therefore, you will need all the help that you can get.

And this is where the Human Chorionic Gonadotropin HCG drops come in.

What does HCG do to your body? In women, the body naturally produces this hormone to help it to produce, and maintain the required levels of the other important hormones that would otherwise decline with pregnancy.

However, in this case, this hormone supplement is going to help you with weight loss. Therefore, you might ask: how does HCG make you lose weight? It works by lowering the hunger pangs, increasing metabolic rate and boosting fat burning action.

With a high metabolic rate, your body attacks the fat cells faster, therefore leading to faster weight loss.

Since the human body’s capacity to produce hormones naturally reduces with age, well, you need to supplement some of these hormones, or just boost the body’s capacity to produce hormones.

One of the ways to increase the HCG level in men, women and youth is to take HCG drops. These blends mimic the true HCG hormones without side effects.

 

https://docs.google.com/presentation/d/1ISH7xSya27GHS_Wm8q0MAbTZw1fAFp3UWDPaODFEus4/edit?usp=sharing

 

Save Time And Money When Getting Health Insurance

People believe that it's only good for seniors or rich people. It is not wise to rely on not getting sick because that is a flawed type of health plan. This article can help you understand how important health insurance is.

When selecting health insurance plans, it is essential to understand what is covered by the policy. It is vital to have extra coverage if it turns out that you are not able to return to work for a considerable amount of time.

To save the most on your health insurance plan, use an online calculator to compare the costs of several different plans. Also take into account your own physical health. For instance, if you are young and generally healthy, opt for a plan that has a higher per visit deductible, rather than an expensive monthly premium.

When purchasing health insurance, try to affiliate with a group. A group will offer you better prices than an individual policy. Even if you're not employed with a company that offers group insurance, you might be able to affiliate with a trade organization or alumni association. This could allow you to pay group premiums and save serious money.

Some states offer lower cost health insurance options if you meet certain income requirements. They are worth checking out if you're on a budget. These plans can be especially helpful for independent contractors who need to insure their family. Contact your local insurance agent, or even your local Social Services office, to find out more.

Depending on the demographic makeup of your office, employer based insurance may not be the best for you. Insurance plans are built upon spreading out the risk. If you are the youngest person in an office, working with a group of people nearing retirement, you will pay more for your insurance to cover for them. Always check with outside insurance before choosing to go with your employers.

Check locally. Insurance plans vary, so the best thing to do is try to get an overview of every plan that is offered in your state. Your state will have a website set up that compares different health insurance options, both individual and family plans. You will also be able to find out if you qualify for a low-cost option if you meet certain income requirements.

The details of a health insurance policy are always changing. That is why it is important you keep up with its changes. For example, you could go to your doctor and find out you need a procedure that your insurance will not cover. For any questions you may have, you can call your insurance company.

Ask for a free trial. As with most things in life, your insurance plan may come with a free trial period. If this is offered, take advantage of it. Normally. this doesn't mean that you get a free month, rather that you pay for a month and if you aren't satisfied you can get a refund. Make sure you follow the guidelines though, such as needing to ask for the refund in writing.

If you are going to buy a car you don't purchase the first one that you find. The same thing should go for website looking at health insurance. There are many providers, so, take the time to shop around and find the best rates and policies for you and your lifestyle.

To lower the cost of your health insurance plan, pay your premiums annually. Most insurance companies add on a service charge to each monthly payment you make. If you pay annually, you can often reduce or omit these service charges. In addition to the cost savings, paying annually means you only have to budget for health insurance costs once per year.

Did you know that your income tax is affected by your health insurance premium and benefits. You can actually deduct some items, especially if they're not covered by your insurance, like the deductible prescriptions. You should check your state's income tax law, or contact an accountant, to find out what you can claim this year.

To avoid a plan that you don't want, see what your state says is required. Each one will have a list of things that health insurance must cover. Specific treatments have to be covered and specific things must be provided. Check this before purchasing a plan. Make sure these things are provided with your policy. You have to make sure that you and them are following the laws and that everything that is required is obtained.

Before purchasing a health insurance plan it is essential to get a copy of what the plan will and will not provide, and review it thoroughly. Do this before committing to make sure that you're really getting exactly what you think you are, and make sure that the plan isn't missing something that is provided by another company for a comparable price.

If you work as an actor or a writer, your job probably does not come with benefits. You can however join the Theater Entertainment Industry Group Insurance Trust. This group offers low insurance rates and extensive coverage. You can join this group if your main source of income comes from a creative activity.

Choose a low deductable plan for health insurance. With some insurance types, a high deductable is a good choice for lowering premiums. However, health insurance is not one of them. Unless you have the full deductable amount available for use when you need it, it is a better idea to choose a plan with a lower deductable, even if it means an increase in premiums.

When you are shopping for new health insurance coverage, take a look at your existing policy. You will want to look at the details of your current policy and decide what you like and what you do not like. That way, when you are comparing policies, you will know what to look for.

It is important to verify that your physician records your health events correctly. This is due to the fact that health insurance can be expensive, but misdiagnoses can lead to increased health insurance premiums or even losing your coverage. If you are misdiagnosed with a fatal illness, your insurance coverage could be cancelled based on incorrect information.

As previously stated in this article, health insurance is very confusing. If you are in the position to purchase your own, take some time to follow the tips you have just read. The more knowledge you have about health insurance in general, combined with knowing your own needs, the easier it will be to choose the right policy.

 

Amazon Expands Into Telehealth and Home Care

 

Many more people turned to telehealth services than ever before—the CDC reports a huge increase in telehealth during the pandemic, thanks to a combination of factors, including limited in-person services, caution from those avoiding in-person services, and an expansion of telehealth services and offerings from health facilities. Even Medicare, which previously didn’t allow home telehealth visits, saw a boom in virtual visits. In other words, more people were more willing to use telehealth and more medical offices were willing to offer it.

Amazon Care officially launched in September 2019 and has virtual care available nationwide, with in-person services in select areas, including Seattle, Baltimore, Boston, Dallas, Austin, Los Angeles, Washington, D.C., and Arlington. The service will also be branching out to 20 more cities this year, including San Francisco, Miami, Chicago, and New York City.

Basically, the virtual arm of Amazon Care works just like any other telehealth service, allowing patients to speak with a doctor or practitioner virtually from their home through a mobile app for non-emergency health issues. The in-person portion, however, is actually throwing healthcare back to its original model: home care. Patients in the areas with in-person care will have a nurse sent to their home for more complicated healthcare issues allowing the nurse to do everything from lab draws to physical assessments while in the patient’s home.

 

https://docs.google.com/presentation/d/1s0E1pGI7CeRjMyD6-dVGfFMNUq24yRBGWmMBsMGibLA/edit?usp=sharing

 

Everything You Need To Know About Health Insurance

Finding the right health insurance policy that strikes a balance between good coverage and affordable premiums can be easier than you think if you are armed with the right information. Don't let the lack of some basic advice stop you from finding the right health insurance provider. Here are some tips to get you started.

When considering a health care insurance plan from your employer, be weary of certain incentive based plans that attempt to lure you. These may seem attractive at first, but there may be hidden costs or loss of previous benefits. Always read the contract thoroughly and do not be afraid to ask questions about anything you are uncertain about.

Depending on the demographic makeup of your office, employer based insurance may not be the best for you. Insurance plans are built upon spreading out the risk. If you are the youngest person in an office, working with a group of people nearing retirement, you will pay more for your insurance to cover for them. Always check with outside insurance before choosing to go with your employers.

Help keep your portion of health insurance costs low by taking advantage of perks your employer may offer. For example, a company may offer a rebate of the cost of one monthly premium when you provide proof of a preventative checkup. Read your employee manual or talk to HR to see what incentives your company offers.

Watch out for fees and hidden costs, especially due to lack of coverage for certain items. Even with a health policy, you can still encounter surprising high bills, particularly for prescriptions. Many doctors write prescriptions without considering whether or not the medication is covered, or if there is a generic (and cheaper) version available. Be sure to shop around. A generic medication can vary in price from pharmacy to pharmacy.

Dental insurance is something that can prove to be very helpful. Buying dental insurance mean that when you need a cleaning or anything else done at the dentist, a percentage will be paid for. If you have kids, dental insurance is a must, because the price of going to the dentist can get very high.

Before purchasing health insurance, take your own needs into consideration. You do not want to be stuck paying for health insurance that does not help you with the care you need. For instance, if you plan on starting a family soon, get a health plan that covers pregnancy and delivery costs.

Make sure that you're always reading the fine print of any health insurance policy. The last thing you want, is to suffer some type of illness that the insurance company doesn't have to cover. And if the company doesn't have to cover it by contract, you better believe that they're not going to volunteer their services.

Understand your state's laws and regulations when looking for health insurance. Some states offer protection for people with pre-existing conditions, while others don't. By knowing the rules, you will be sure to get the best health insurance possible.

Make a list of your priorities when it comes to health insurance. If you like a certain doctor you may want to look for providers that will include him or her. Maybe you don't care who you see, and just want lower premiums. Everyone has different needs, so figure out exactly what you require before you contact any of the companies.

When it comes to health insurance, you really need to research your own website state. Insurance can differ state to state, so you want to make sure you understand what is available in your own area. Places like New York can be very pricey, while other states have a much lower cost.

Try to find a health insurer that provides you with an insurance card as opposed to filing claims. Having to pay for your care upfront can be a stress on your finances and submitting claims is archaic and difficult. It is far easier to use an insurance card which bills the insurer directly.

If you lose your job, consider your options carefully before deciding on COBRA. COBRA can be very expensive, and less expensive private policies are often available. The extra cost of COBRA can be worth your while though, especially if you have a difficult to cover pre-existing condition.

Review the claims process before selecting a health insurance policy. Some carriers work with medical offices to streamline and simplify the claims process. Others require you to pay for care out of your pocket and submit claims for reimbursement. Depending on your personal preferences and medical needs, the claims process may be an important consideration when selecting health insurance coverage.

Before you apply for health insurance, go through your medical records. You can request them online for a small fee. Make sure your records are up to date and do not contain any mistakes. Go to your family doctor if you notice something you do not understand on your records.

When shopping for health insurance, carefully assess what kind of medical services you typically need or will need. If you are basically healthy and only need preventative health care services, your choice of insurance will be different from that of the person who needs routine treatment for a specific health condition.

If you have to switch insurance companies and you have been with a doctor's practice for a while and want to stay with them, call the practice and get advice from them about the insurance options that are available to you. They will be able to give you their view on the options you have available.

Some people don't need full medical coverage. If you are relatively young and healthy, work in a relatively low-risk job, and have little family history of disease, you might consider purchasing only catastrophic health coverage. This will prevent you from incurring the thousands a hospital bill for an overnight stay can cost, but save you money on premiums.

As long as you are still breathing, you are at risk of being injured. Whether it be walking in the street or using the stairs in the parking garage, being injured is a costly venture when your health is not insured. It is not worth the risk to save a few dollars by not having health insurance. You will end up paying much more, in the end.

 

Telehealth and telemedicine for coronavirus: What it is and how to use it now

 

What is telemedicine?

According to the American Academy of Family Physicians, telemedicine is defined as “the practice of medicine using technology to deliver care at a distance. A physician in one location uses a telecommunications infrastructure to deliver care to a patient at a distant site.”

Testa says his hospital is using telemedicine both within and outside the hospital to manage the influx of patients needing care. “We're using video visits inside of our hospitals, and inside of our emergency departments, to minimize exposure to our staff, as well as exposure to other patients who are immunocompromised,” he says.

How to use telemedicine

A good place to start is to check with your health care provider, provider system or hospital’s app for a telemedicine portal, download it and follow the prompts.

“We've been doing video visits for over a year and a half — we've already done about 15,000 of them,” says Testa. “What we've learned in interviewing our patients is that more often than not, they had plans to either go to their primary care doctor and it is off-hours, or they had planned to go to a brick-and-mortar urgent care. Virtual urgent care is just more convenient than those options.”

At NYU Langone, for example, Testa says these video visits are fully integrated into patients’ online health profiles, and visible to their primary care doctors who can easily see what labs or X-rays have been ordered.

If you don’t have a primary care doctor and prefer to use urgent care when you need it, virtual urgent care apps, like PlushCare, Doctor on Demand or MDLive, can give you virtual access to a doctor, 24/7.

Ryan McQuaid, CEO and co-founder of PlushCare, says that under normal circumstances, patients who use his telemedicine platform tend to use it as a primary care provider.

He says these patients usually fall into three buckets: They use telemedicine to manage ongoing conditions, like depression, diabetes or hypertension; everyday care issues like hair loss or birth control; and urgent care issues, like cold and flu, sinus infections or UTIs. And their patients aren’t just tech-forward millennials — McQuaid says elderly patients have begun to embrace telemedicine.

 

https://docs.google.com/presentation/d/1ZiSk2MOF17UdugnGNqOAojsLDrM0Qu-pLwshdGqch_M/edit?usp=sharing

 

Los Angeles clinic puts underprivileged community at greater risk of contracting coronavirus, health care workers say

 

The clinics serve an area where the proportion of people living below the poverty line is more than double the national average, according to census data. Many patients live in multifamily homes or homeless shelters and have chronic medical conditions, compounding their chances of contracting and spreading the coronavirus, the eight professionals said. African Americans and Latinos have been disproportionately affected by the coronavirus, according to a recent report from the Centers for Disease Control and Prevention.

"My fear is that once it hits this patient population, it will be the epicenter of L.A.," one of the professionals said.

When the coronavirus broke out, some of the professionals called patients to reschedule routine visits and refill prescriptions over the phone, but they were quickly reprimanded by management and told not to call their own patients, they said.

"This is the first place I've worked that as a provider I'm not given the autonomy to care for them [my patients] medically," one of them said after having encountered resistance to suggesting that patients with non-urgent needs be moved to telehealth visits.

"When you're suppressing the expertise, the knowledge, the morals, the morale of providers who are here to take care of an underserved people, you're almost just kind of re-oppressing them," the professional said.

 

 

https://docs.google.com/presentation/d/1ZiSk2MOF17UdugnGNqOAojsLDrM0Qu-pLwshdGqch_M/edit?usp=sharing



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